# Secured CC with upi **URL:** \ **Category:** My Finance\ **Created:** [25 August 2023 19:48 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317 "2023-08-25T19:48:46Z")\ **Posts on this page:** 18\ **Page:** 1
**Author:** ![kartikeyyy](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/kartikeyyy/32/18920_2.png) [@kartikeyyy](https://community.jupiter.money/u/kartikeyyy)\ **Post date:** [25 August 2023 19:48 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/1 "2023-08-25T19:48:46Z")
Any FD backed CC with upi linking facility is there? I am a student and have decent Cibil score. I already have oneCard (secured) but I need a card for upi too! ---
**Author:** ![razack](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/razack/32/23790_2.png) [@razack](https://community.jupiter.money/u/razack)\ **Post date:** [26 August 2023 04:16 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/2 "2023-08-26T04:16:38Z")
I’m uncertain about that. A few credit cards backed by fixed deposits requiring a minimum deposit of 2000, include options like Onecard (you already have one), Paisabazaar Step Up card, IDFC WOW card, and more. But, at present, none support UPI linking You can check the eligible cards/ banks from here. [https://www.rupay.co.in/rupay-credit-card-on-upi](https://www.rupay.co.in/rupay-credit-card-on-upi) Also, you can check some of the FD-backed CCs here. > **[Credit Card against FD: SBM (India), SBI, Kotak, Axis, ICICI - 26 August 2023](https://www.paisabazaar.com/fixed-deposit/credit-card-against-fixed-deposit/)** > > Find the best credit cards against fixed deposits for you in India in 2023. Compare card rewards, fees, credit limit, etc. for free at Paisabazaar.com. Moreover, you can try Axis Kiwi if you are eligible [https://gokiwi.in/](https://gokiwi.in/) (it’s unsecured) ---
**Author:** ![Aswin\_Benny](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/aswin_benny/32/13053_2.png) [@Aswin\_Benny](https://community.jupiter.money/u/Aswin_Benny)\ **Post date:** [26 August 2023 05:01 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/3 "2023-08-26T05:01:46Z")
I too haven’t heard any secured card that links with UPI 🤔 ---
**Author:** ![kartikeyyy](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/kartikeyyy/32/18920_2.png) [@kartikeyyy](https://community.jupiter.money/u/kartikeyyy)\ **Post date:** [26 August 2023 05:19 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/4 "2023-08-26T05:19:32Z")
I tried in Kiwi, got rejected 😃 Dug into it further, Pnb does offer a secured rupay cc, but it has little to no benefits except the upi part and 80% credit limit, so I guess will have to wait for a few months for something better to come up 😕 ---
**Author:** ![razack](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/razack/32/23790_2.png) [@razack](https://community.jupiter.money/u/razack)\ **Post date:** [26 August 2023 06:57 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/5 "2023-08-26T06:57:24Z")
@kartikeyyy Same with SBI. They offer secured CCs, but you will get only a 75% limit. So no use. Yes, better wait for some months, who knows every card including OneCard start the UPI feature in the near future 😁👍🏻 ---
**Author:** ![Sreeharimkl](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/sreeharimkl/32/18007_2.png) [@Sreeharimkl](https://community.jupiter.money/u/Sreeharimkl)\ **Post date:** [26 August 2023 15:54 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/6 "2023-08-26T15:54:52Z")
Kiwi rejected my application, saying they don’t serve my pin code.😕 ---
**Author:** ![Karthikeyan\_Nemmara](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/karthikeyan_nemmara/32/21822_2.png) [@Karthikeyan\_Nemmara](https://community.jupiter.money/u/Karthikeyan_Nemmara)\ **Post date:** [29 December 2023 18:38 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/7 "2023-12-29T18:38:28Z")
IDFC wow card is the answer for you ---
**Author:** ![mryashchauhan](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/mryashchauhan/32/33053_2.png) [@mryashchauhan](https://community.jupiter.money/u/mryashchauhan)\ **Post date:** [29 December 2023 19:13 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/9 "2023-12-29T19:13:28Z")
The 4 transaction needs to be equal to or more than 50 to get the full cashback ---
**Author:** ![Harishankar\_Bairwa](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/harishankar_bairwa/32/21002_2.png) [@Harishankar\_Bairwa](https://community.jupiter.money/u/Harishankar_Bairwa)\ **Post date:** [4 March 2024 11:46 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/11 "2024-03-04T11:46:36Z")
Can Paisabazar step up cc bw linked with UPI ---
**Author:** ![razack](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/razack/32/23790_2.png) [@razack](https://community.jupiter.money/u/razack)\ **Post date:** [4 March 2024 12:21 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/12 "2024-03-04T12:21:33Z")
Hai @Harishankar_Bairwa Welcome to the community. Paisabazaar Step Up card is issued in partnership with SBM and I think SBM bank is yet to start CCs linking with UPI. ---
**Author:** ![kirankiran10333](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/kirankiran10333/32/14334_2.png) [@kirankiran10333](https://community.jupiter.money/u/kirankiran10333)\ **Post date:** [5 March 2024 08:39 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/13 "2024-03-05T08:39:02Z")
No ---
**Author:** ![Dx\_Dx](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dx_dx/32/24215_2.png) [@Dx\_Dx](https://community.jupiter.money/u/Dx_Dx)\ **Post date:** [11 April 2024 14:09 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/14 "2024-04-11T14:09:26Z")
in august 2024 paytm is showing SBM bank for linking credit card . Can we link paisabazaar step up credit card to upi for payments . i dont have card so asking for advice . Anyone help is mush appreciated ---
**Author:** ![BeingIncog](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/beingincog/32/8591_2.png) [@BeingIncog](https://community.jupiter.money/u/BeingIncog)\ **Post date:** [11 April 2024 14:27 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/15 "2024-04-11T14:27:29Z")
Only rupay network credit card can be linked to UPI. ---
**Author:** ![kirankiran10333](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/kirankiran10333/32/14334_2.png) [@kirankiran10333](https://community.jupiter.money/u/kirankiran10333)\ **Post date:** [11 April 2024 14:28 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/16 "2024-04-11T14:28:01Z")
U can’t link step up CC to UPI. @Dx_Dx ---
**Author:** ![razack](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/razack/32/23790_2.png) [@razack](https://community.jupiter.money/u/razack)\ **Post date:** [12 April 2024 15:58 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/17 "2024-04-12T15:58:59Z")
Hai @Dx_Dx As @kirankiran10333 said, at present, there is no option to link Paisabazaar’s Step Up CC with UPI, even though it’s issued under the Rupay network. Meanwhile, IDFC has recently introduced a UPI linking feature for IDFC WOW Secured Card holders. By paying a specific amount, customers can obtain a virtual Rupay Credit Card and utilize the balance of the WOW card through UPI. ---
**Author:** ![Dx\_Dx](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dx_dx/32/24215_2.png) [@Dx\_Dx](https://community.jupiter.money/u/Dx_Dx)\ **Post date:** [12 April 2024 16:22 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/18 "2024-04-12T16:22:28Z")
Ok thanks for the valuable information ---
**Author:** ![Dx\_Dx](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dx_dx/32/24215_2.png) [@Dx\_Dx](https://community.jupiter.money/u/Dx_Dx)\ **Post date:** [12 April 2024 16:23 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/19 "2024-04-12T16:23:02Z")
Thanks for sharing the information. ---
**Author:** ![Dx\_Dx](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dx_dx/32/24215_2.png) [@Dx\_Dx](https://community.jupiter.money/u/Dx_Dx)\ **Post date:** [12 April 2024 16:23 UTC](https://community.jupiter.money/t/secured-cc-with-upi/48317/20 "2024-04-12T16:23:41Z")
Ok thanks.