# Misfits Investment 🧑🏻🔮💷 **URL:** \ **Category:** Investments Club\ **Tags:** neo-bank, investments\ **Created:** [22 February 2023 21:39 UTC](https://community.jupiter.money/t/misfits-investment/43418 "2023-02-22T21:39:09Z")\ **Posts on this page:** 15\ **Page:** 1
**Author:** ![AdilAhmed](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/adilahmed/32/13790_2.png) [@AdilAhmed](https://community.jupiter.money/u/AdilAhmed)\ **Post date:** [22 February 2023 21:39 UTC](https://community.jupiter.money/t/misfits-investment/43418/1 "2023-02-22T21:39:09Z")
A thread to discuss about investment roadmap for beginners and a way to understand how money works and in this thread we’ll also share tips and trick to invest in a controllable way and and also what money means to you. 🔮 ![3884327](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/9/92cf57b2f3475e815c934041302e37789cd03a19.jpeg) ---
**Author:** ![AdilAhmed](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/adilahmed/32/13790_2.png) [@AdilAhmed](https://community.jupiter.money/u/AdilAhmed)\ **Post date:** [22 February 2023 21:40 UTC](https://community.jupiter.money/t/misfits-investment/43418/2 "2023-02-22T21:40:42Z")
Investment Roadmap 🧑🏻💷🛸 50:30:20 Rule • 50% of Expenses • 30% Wants / Saving Pots • 20% Needs Where to Investment Ratio • 70% of Stocks • 20% Crypto • 10% Gold Bonds Investment Date of Month • 27th of Every Month ---
**Author:** ![AltafParkar](https://avatars.discourse-cdn.com/v4/letter/a/0ea827/32.png) [@AltafParkar](https://community.jupiter.money/u/AltafParkar)\ **Post date:** [23 February 2023 05:22 UTC](https://community.jupiter.money/t/misfits-investment/43418/4 "2023-02-23T05:22:50Z")
The 50:30:20 ratio is Needs(expenses):Wants:Savings Too much cash is not good, it loses value over time. Once you reach 300-400k with your savings, let go of the 20% savings rule. Treat that as an emergency fund. And divert the 20% to some other instrument. ---
**Author:** ![Devansh\_Bartwal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/devansh_bartwal/32/13133_2.png) [@Devansh\_Bartwal](https://community.jupiter.money/u/Devansh_Bartwal)\ **Post date:** [23 February 2023 05:34 UTC](https://community.jupiter.money/t/misfits-investment/43418/5 "2023-02-23T05:34:45Z")
Being a student, I am doing internships and making 5000-6000 a month. I realised that rather than saving and investing, I should use that money on upgrading my skills so that I could earn a substantial amount of money and then I can invest a part of it in stocks. Guys, what are your views on it? ---
**Author:** ![Abhishek\_Ulayil](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/abhishek_ulayil/32/9197_2.png) [@Abhishek\_Ulayil](https://community.jupiter.money/u/Abhishek_Ulayil)\ **Post date:** [23 February 2023 05:38 UTC](https://community.jupiter.money/t/misfits-investment/43418/6 "2023-02-23T05:38:21Z")
Spending money to up-skill is kind of the first priority. Then you can invest the leftover in other assets. ---
**Author:** ![AltafParkar](https://avatars.discourse-cdn.com/v4/letter/a/0ea827/32.png) [@AltafParkar](https://community.jupiter.money/u/AltafParkar)\ **Post date:** [23 February 2023 08:11 UTC](https://community.jupiter.money/t/misfits-investment/43418/7 "2023-02-23T08:11:22Z")
That’s correct for your case. Not everyone who has a family or is married can afford that. I assumed OP was a working professional. ---
**Author:** ![AdilAhmed](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/adilahmed/32/13790_2.png) [@AdilAhmed](https://community.jupiter.money/u/AdilAhmed)\ **Post date:** [23 February 2023 09:15 UTC](https://community.jupiter.money/t/misfits-investment/43418/8 "2023-02-23T09:15:47Z")
![](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/b/bfb969e7af39a1a76bd2480dca2f31b1eef45608.gif) ---
**Author:** ![AdilAhmed](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/adilahmed/32/13790_2.png) [@AdilAhmed](https://community.jupiter.money/u/AdilAhmed)\ **Post date:** [23 February 2023 20:25 UTC](https://community.jupiter.money/t/misfits-investment/43418/9 "2023-02-23T20:25:16Z")
Hey I’m student and I’m thinking of applying for a credit card next month would anyone please recommend some high quality credit card with good design as well as good reward ![](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/5/50c84efce0257a2d918baa52067621375cfa8211.gif) ---
**Author:** ![Devansh\_Bartwal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/devansh_bartwal/32/13133_2.png) [@Devansh\_Bartwal](https://community.jupiter.money/u/Devansh_Bartwal)\ **Post date:** [24 February 2023 03:01 UTC](https://community.jupiter.money/t/misfits-investment/43418/10 "2023-02-24T03:01:31Z")
Well, I am also a 1st-year college student and made my credit card recently. I am using Onecard as a credit card. I feel it’s the best for students out there as you just have to lock some money through FD and you will get your credit card. Please use my [referral link](https://1cardapp.page.link/pPw4) as I will also earn some points. ---
**Author:** ![AdilAhmed](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/adilahmed/32/13790_2.png) [@AdilAhmed](https://community.jupiter.money/u/AdilAhmed)\ **Post date:** [24 February 2023 04:49 UTC](https://community.jupiter.money/t/misfits-investment/43418/11 "2023-02-24T04:49:56Z")
Would you describe the app interface for me how it is for you ![](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/2/2499ffeabec4f46618903ca9ed2040ee09657efd.gif) ---
**Author:** ![Devansh\_Bartwal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/devansh_bartwal/32/13133_2.png) [@Devansh\_Bartwal](https://community.jupiter.money/u/Devansh_Bartwal)\ **Post date:** [24 February 2023 05:45 UTC](https://community.jupiter.money/t/misfits-investment/43418/12 "2023-02-24T05:45:26Z")
It’s okayish, people here are saying that it’s good but to be honest I found Jupiter’s interface more compact and minimalistic. But yeah if you will compare other credit card companies app, its far better. ---
**Author:** ![AdilAhmed](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/adilahmed/32/13790_2.png) [@AdilAhmed](https://community.jupiter.money/u/AdilAhmed)\ **Post date:** [24 February 2023 15:30 UTC](https://community.jupiter.money/t/misfits-investment/43418/13 "2023-02-24T15:30:09Z")
Hey just a question I wanted to ask should I wait Jupiter to launch their card then I apply for it or should I apply of one card what do you say ![](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/1/156de8bed0f8203387d51ba1e806ebce94b61da4.gif) ---
**Author:** ![Abhishek\_Ulayil](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/abhishek_ulayil/32/9197_2.png) [@Abhishek\_Ulayil](https://community.jupiter.money/u/Abhishek_Ulayil)\ **Post date:** [24 February 2023 16:20 UTC](https://community.jupiter.money/t/misfits-investment/43418/14 "2023-02-24T16:20:28Z")
Depends on the purpose. If you need an credit card to build a credit score, go ahead get it now. You will have a longer credit history. If you are okay with waiting for a while ( I don’t how long) you could wait for Jupiter to launch a card. Usually it is for second card or adding it to the collection. ---
**Author:** ![Omkar18](https://avatars.discourse-cdn.com/v4/letter/o/5f9b8f/32.png) [@Omkar18](https://community.jupiter.money/u/Omkar18)\ **Post date:** [24 February 2023 17:39 UTC](https://community.jupiter.money/t/misfits-investment/43418/15 "2023-02-24T17:39:29Z")
Umm, I was just wondering Jupiter LinkedIn profile , where there is Open Job who is expert and Have Knowledge of Credit cards Cycle. So i think they put step toward this. ---
**Author:** ![AdilAhmed](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/adilahmed/32/13790_2.png) [@AdilAhmed](https://community.jupiter.money/u/AdilAhmed)\ **Post date:** [25 February 2023 21:39 UTC](https://community.jupiter.money/t/misfits-investment/43418/17 "2023-02-25T21:39:55Z")
Thanks for information if you find anything suspicious about it do update here it would be awesome agent 007 ![](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/5/5584ebead255bb689c8e6c2ab29a62016dc708b2.gif)