# Loss on Mutual Funds

**URL:** <https://community.jupiter.money/t/loss-on-mutual-funds/18536>\
**Category:** Feedback & Ideas\
**Tags:** social-media\
**Created:** [23 January 2022 06:08 UTC](https://community.jupiter.money/t/loss-on-mutual-funds/18536 "2022-01-23T06:08:05Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![Supswan](https://avatars.discourse-cdn.com/v4/letter/s/b4bc9f/32.png) [@Supswan](https://community.jupiter.money/u/Supswan)\
**Post date:** [23 January 2022 06:08 UTC](https://community.jupiter.money/t/loss-on-mutual-funds/18536/1 "2022-01-23T06:08:05Z")

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After joining NiyoX, I thought of making some investment in Mutual Funds. Accordingly I invested as below:  
Jan 14 - ₹ 50,000  
Jan 17 - ₹ 40,000  
MF is being praised and recommended for its **good returns**.  
Today I saw in my NiyoX App that to my utter disappointment, both the above investments **lost** nearly ₹4,800 !  
Is this loss normal? When do I get good returns?

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**Author:** ![CarolinMerces](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/carolinmerces/32/20885_2.png) [@CarolinMerces](https://community.jupiter.money/u/CarolinMerces)\
**Post date:** [23 January 2022 09:21 UTC](https://community.jupiter.money/t/loss-on-mutual-funds/18536/2 "2022-01-23T09:21:29Z")

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Have you research before investing?

Mutual fund are subject to market risk!

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**Author:** ![rajarshi](https://avatars.discourse-cdn.com/v4/letter/r/77aa72/32.png) [@rajarshi](https://community.jupiter.money/u/rajarshi)\
**Post date:** [24 January 2022 06:59 UTC](https://community.jupiter.money/t/loss-on-mutual-funds/18536/3 "2022-01-24T06:59:47Z")

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What type of funds have you invested in?

And you may try to diversify by investing in high risk w/ high return funds and in index funds with low returns.

And, 5.3% unrealized loss is normal if you have invested in any high risk funds.

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**Author:** ![Avneesh\_Upadhyay](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/avneesh_upadhyay/32/3737_2.png) [@Avneesh\_Upadhyay](https://community.jupiter.money/u/Avneesh_Upadhyay)\
**Post date:** [25 January 2022 14:46 UTC](https://community.jupiter.money/t/loss-on-mutual-funds/18536/4 "2022-01-25T14:46:25Z")

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Google “zerodha varsity” , go through website or app. Its better to clear basics before investing, else anyone could get scared by equity volatility.

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**Author:** ![goneo](https://avatars.discourse-cdn.com/v4/letter/g/e19b73/32.png) [@goneo](https://community.jupiter.money/u/goneo)\
**Post date:** [26 January 2022 10:04 UTC](https://community.jupiter.money/t/loss-on-mutual-funds/18536/5 "2022-01-26T10:04:09Z")

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Do not watch your returns daily if you are a long term investor.  
I do not know which funds you invested in but NIFTY went down by almost 1000 points in last 10 days so did your MF.  
Start SIP and buy lumpsum on dips.

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**Author:** ![CarolinMerces](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/carolinmerces/32/20885_2.png) [@CarolinMerces](https://community.jupiter.money/u/CarolinMerces)\
**Post date:** [26 January 2022 16:39 UTC](https://community.jupiter.money/t/loss-on-mutual-funds/18536/6 "2022-01-26T16:39:18Z")

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Is this you? If yes then your complaint is already resolved by Niyo Community Manager.

 ![IMG_20220126_220757_941](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/a/a9f38011d003630bd4f162d0e4cd9a965dcd863b.jpeg)