Has anyone experienced the new Kotak 811 Super account? They provided 5% cash back on debit card spending up to Rs.500/month Rs.6000/year along with an LTF debit card, chequebooks, and other services for an annual subscription fee of Rs.300/year. The account stays a zero balance account. If you have the account, what advantages and disadvantages did you find out? Since how long have you been using it?
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