# Introducing Edge RuPay Credit Card 💳

**URL:** <https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439>\
**Category:** News from Jupiter\
**Created:** [7 September 2023 09:57 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439 "2023-09-07T09:57:43Z")\
**Posts on this page:** 20\
**Page:** 9

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**Author:** ![Mahesh\_Vamshi](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/mahesh_vamshi/32/18733_2.png) [@Mahesh\_Vamshi](https://community.jupiter.money/u/Mahesh_Vamshi)\
**Post date:** [2 October 2023 08:38 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/166 "2023-10-02T08:38:02Z")

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Nice work…thanku for giving rupay cedit card.

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**Author:** ![rajibbishal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/rajibbishal/32/16243_2.png) [@rajibbishal](https://community.jupiter.money/u/rajibbishal)\
**Post date:** [4 October 2023 04:52 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/167 "2023-10-04T04:52:47Z")

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I am in the waitlist of 28,933 in Jupiter Edge Credit Card. So, when I get my card or get to know if I am eligible for this or not. Becoz I need Credit Card so i wanna know…

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**Author:** ![Dev7](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dev7/32/19819_2.png) [@Dev7](https://community.jupiter.money/u/Dev7)\
**Post date:** [4 October 2023 05:31 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/168 "2023-10-04T05:31:21Z")

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Hello @rajibbishal, Welcome to Community! I think if you are eligible you’ll get a notification or can check on credit card section.

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**Author:** ![Sreeharimkl](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/sreeharimkl/32/18007_2.png) [@Sreeharimkl](https://community.jupiter.money/u/Sreeharimkl)\
**Post date:** [5 October 2023 07:50 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/169 "2023-10-05T07:50:23Z")

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![Screenshot_20231005_105147_Brave](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/3X/3/f/3f6b242edd8029c21ad502d90500c3ee353fbb7e.jpeg)  
SS from the Jupiter RuPay Credit Card Rewards Experience Survey.

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**Author:** ![DigitaL](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/digital/32/17085_2.png) [@DigitaL](https://community.jupiter.money/u/DigitaL)\
**Post date:** [5 October 2023 07:53 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/170 "2023-10-05T07:53:15Z")

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Upto or Flat … huge hidden reward difference 😁

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**Author:** ![LordKrishna](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/lordkrishna/32/29251_2.png) [@LordKrishna](https://community.jupiter.money/u/LordKrishna)\
**Post date:** [5 October 2023 09:11 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/171 "2023-10-05T09:11:53Z")

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Card B

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**Author:** ![razack](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/razack/32/23790_2.png) [@razack](https://community.jupiter.money/u/razack)\
**Post date:** [5 October 2023 10:01 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/172 "2023-10-05T10:01:09Z")

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Card D since it’s mentioned as ‘flat’ 😁  
Btw, from where did you get this survey link? 🤔

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**Author:** ![Pratyushh](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/pratyushh/32/2667_2.png) [@Pratyushh](https://community.jupiter.money/u/Pratyushh)\
**Post date:** [5 October 2023 10:21 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/173 "2023-10-05T10:21:11Z")

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Even with Flat, there will be upto or a limit.

So, none!

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**Author:** ![Dev7](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dev7/32/19819_2.png) [@Dev7](https://community.jupiter.money/u/Dev7)\
**Post date:** [5 October 2023 10:33 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/174 "2023-10-05T10:33:29Z")

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Jupiter is sending survey link through notification

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**Author:** ![Sreeharimkl](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/sreeharimkl/32/18007_2.png) [@Sreeharimkl](https://community.jupiter.money/u/Sreeharimkl)\
**Post date:** [5 October 2023 10:55 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/175 "2023-10-05T10:55:50Z")

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In-app notification

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**Author:** ![Sreeharimkl](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/sreeharimkl/32/18007_2.png) [@Sreeharimkl](https://community.jupiter.money/u/Sreeharimkl)\
**Post date:** [5 October 2023 10:58 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/176 "2023-10-05T10:58:34Z")

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I selected card A🚶

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**Author:** ![driru](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/driru/32/16499_2.png) [@driru](https://community.jupiter.money/u/driru)\
**Post date:** [5 October 2023 13:54 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/177 "2023-10-05T13:54:13Z")

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Why would the card transaction reward rate be so low?

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**Author:** ![razack](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/razack/32/23790_2.png) [@razack](https://community.jupiter.money/u/razack)\
**Post date:** [5 October 2023 13:58 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/178 "2023-10-05T13:58:18Z")

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@driru This may not be the final rate. It could be fixed solely for the purpose of this survey to understand user’s behaviour and expectations.  
The final rewards and rates may vary.

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**Author:** ![driru](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/driru/32/16499_2.png) [@driru](https://community.jupiter.money/u/driru)\
**Post date:** [5 October 2023 14:19 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/179 "2023-10-05T14:19:17Z")

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Yeah, I get that it’s not final. But a card transaction would ensure MDR and the bank earns some money. As of right now ig only transactions on above 2000 on upi gets MDR so i thought card transactions would naturally have higher reward rate than upi transactions. Maybe the bank is trying to even out the money lost on giving rewards to upi transactions that doesn’t cost any MDR

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**Author:** ![alexnazy](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/alexnazy/32/18797_2.png) [@alexnazy](https://community.jupiter.money/u/alexnazy)\
**Post date:** [5 October 2023 15:42 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/180 "2023-10-05T15:42:51Z")

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> [@Community meet up | Edge RuPay Credit Card experience](https://community.jupiter.money/t/community-meet-up-edge-rupay-credit-card-experience/48753/1):
>
> Note: Your friend does not need to open a savings account. They can directly apply for the card thanks to our Decoupled experience. (Similar to our loans feature)

@BornArcher8 Here you go. @Shawnpinto has clarified that people without Jupiter savings account could also get the Edge RuPay Credit Card. Thanks for the Decoupling Experience. Enjoy! 🙂

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**Author:** ![BornArcher8](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/bornarcher8/32/13660_2.png) [@BornArcher8](https://community.jupiter.money/u/BornArcher8)\
**Post date:** [5 October 2023 16:00 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/181 "2023-10-05T16:00:22Z")

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Yep glad to read this. I would actually go to HQ as I live in HSR but I have exams right now ☹

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**Author:** ![sujauddin\_mandal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/sujauddin_mandal/32/20074_2.png) [@sujauddin\_mandal](https://community.jupiter.money/u/sujauddin_mandal)\
**Post date:** [6 October 2023 03:01 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/182 "2023-10-06T03:01:09Z")

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I have already salary account in Jupiter,I already use other bank lot more credit card use but no eligible for Jupiter UPI credit card why?I closed my salary account this month ok

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**Author:** ![razack](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/razack/32/23790_2.png) [@razack](https://community.jupiter.money/u/razack)\
**Post date:** [6 October 2023 03:07 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/183 "2023-10-06T03:07:27Z")

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Hai @sujauddin_mandal Welcome to the community  
The Rupay CC is not yet live for customers. It’s currently under testing mode. Once it gets rolled out, you may see notification on the app

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**Author:** ![alexnazy](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/alexnazy/32/18797_2.png) [@alexnazy](https://community.jupiter.money/u/alexnazy)\
**Post date:** [6 October 2023 03:17 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/184 "2023-10-06T03:17:24Z")

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@sujauddin_mandal Jupiter is a relatively new FinTech and Federal Bank/CSB Bank (RuPay credit card bank partner) has their reputation and the quality of the loan book dependent on Jupiter and other FinTechs (apart from their own distribution channels). These things may affect the issuance of the credit cards and other products including savings accounts. Federal Bank/CSB Bank may be cautious for there is a chance of bad loans because of the easy access through the FinTech partners.

Of course, I don’t think Jupiter uses Federal Bank for loans. LiquiLoans is Jupiter’s loan partner for small ticket loans and for bigger ticket loans, Jupiter has their own NBFC License.

And also there is the whole situation of the Edge RuPay credit card not yet released for the public. 🙂

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**Author:** ![saurabhsaha](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/saurabhsaha/32/19981_2.png) [@saurabhsaha](https://community.jupiter.money/u/saurabhsaha)\
**Post date:** [6 October 2023 03:33 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/185 "2023-10-06T03:33:25Z")

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Hey folks, could you suggest some low annual fee (AMC) or lifetime free (LTF) unsecured credit cards for a credit score of 750-770? Also, please mention some secured credit cards that can be easily applied for online.

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