# Introducing Edge RuPay Credit Card 💳 **URL:** \ **Category:** News from Jupiter\ **Created:** [7 September 2023 09:57 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439 "2023-09-07T09:57:43Z")\ **Posts on this page:** 20\ **Page:** 8
**Author:** ![alexnazy](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/alexnazy/32/18797_2.png) [@alexnazy](https://community.jupiter.money/u/alexnazy)\ **Post date:** [25 September 2023 12:04 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/146 "2023-09-25T12:04:41Z")
@manki you have a point… I don’t have a RuPay credit card yet. But I have felt the same with Paytm postpaid. I use it for the convenience of no pin and no transfer to your UPI Lite wallet. But the experience is hindered by some merchants who have not opted into Paytm postpaid. But I can understand that the merchants would have their own logic/issues/inhibitions for not doing that. Having said that… We had this issue with UPI also. There were many shops that didn’t accept UPI some 2 years ago. But now they all do (with some exceptions). So let’s hope all these things will work itself out because of consumer demand. ---
**Author:** ![manki](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/manki/32/18236_2.png) [@manki](https://community.jupiter.money/u/manki)\ **Post date:** [25 September 2023 12:15 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/147 "2023-09-25T12:15:10Z")
@alexnazy, thanks for instilling some optimism in me. I hope things improve over time. Cheers! ---
**Author:** ![Krishnendu\_Chowdhury](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/krishnendu_chowdhury/32/7891_2.png) [@Krishnendu\_Chowdhury](https://community.jupiter.money/u/Krishnendu_Chowdhury)\ **Post date:** [25 September 2023 13:43 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/148 "2023-09-25T13:43:34Z")
In trello, Jupiter has shipped “decoupled experience”, so ideally credit card usage should be possible without savings account. I’m about to get a first-hand experience of how genuine this is as I’m on course to close savings account and still want to use the Edge RuPay credit card. ---
**Author:** ![alexnazy](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/alexnazy/32/18797_2.png) [@alexnazy](https://community.jupiter.money/u/alexnazy)\ **Post date:** [25 September 2023 13:46 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/149 "2023-09-25T13:46:59Z")
@Krishnendu_Chowdhury I am also hoping that. Especially because some people take only credit cards from banks rather than open an account. And we can’t go and open a bank account just for the sake of a credit card. But sorry to see you close your Jupiter account. Can’t you hold on for some more time? ---
**Author:** ![Krishnendu\_Chowdhury](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/krishnendu_chowdhury/32/7891_2.png) [@Krishnendu\_Chowdhury](https://community.jupiter.money/u/Krishnendu_Chowdhury)\ **Post date:** [25 September 2023 13:48 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/150 "2023-09-25T13:48:12Z")
> [@Federal Bank mailing about KYC Update](https://community.jupiter.money/t/federal-bank-mailing-about-kyc-update/48395): > > Can anyone from Jupiter tell me why Federal Bank is sending such threatening mails about KYC update all the while Jupiter has absolutely no option of doing re-KYC ?? And none of the methods mentioned in the mail work for Jupiter account holders since I’ve already tried them in the past in order to update my address which again Jupiter doesn’t allow !! If you look at the screenshots closely, you’ll see that they’re threatening to … If you go to the thread, you’ll understand. ---
**Author:** ![saurabh.s](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/saurabh.s/32/13008_2.png) [@saurabh.s](https://community.jupiter.money/u/saurabh.s)\ **Post date:** [25 September 2023 15:57 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/151 "2023-09-25T15:57:24Z")
Merchants hesitate to accept payments through Paytm Postpaid due to associated charges, particularly for small-value transactions, where their profit margins are already low. ---
**Author:** ![saurabh.s](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/saurabh.s/32/13008_2.png) [@saurabh.s](https://community.jupiter.money/u/saurabh.s)\ **Post date:** [25 September 2023 16:02 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/152 "2023-09-25T16:02:25Z")
I have Paytm and Gpay merchants, and as of now I haven’t encountered any additional KYC requirements for receiving payments via CC on UPI. ---
**Author:** ![yagnesh01](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/yagnesh01/32/14597_2.png) [@yagnesh01](https://community.jupiter.money/u/yagnesh01)\ **Post date:** [25 September 2023 16:03 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/153 "2023-09-25T16:03:55Z")
Got it. Thank you sharing this. ---
**Author:** ![DigitaL](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/digital/32/17085_2.png) [@DigitaL](https://community.jupiter.money/u/DigitaL)\ **Post date:** [25 September 2023 16:05 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/154 "2023-09-25T16:05:57Z")
Min. Kyc compulsory for receiving upi payment via credit card. & in some merchant app full kyc along others business document /verification compulsory. ---
**Author:** ![saurabh.s](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/saurabh.s/32/13008_2.png) [@saurabh.s](https://community.jupiter.money/u/saurabh.s)\ **Post date:** [25 September 2023 16:09 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/155 "2023-09-25T16:09:31Z")
I believe I’ve already completed the KYC previously, but it seems that no additional KYC is required to receive payments via CC in UPI this time. ---
**Author:** ![DigitaL](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/digital/32/17085_2.png) [@DigitaL](https://community.jupiter.money/u/DigitaL)\ **Post date:** [25 September 2023 16:13 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/156 "2023-09-25T16:13:45Z")
For Paytm merchant account having full/min. Kyc paytm customer account is sufficient. But for gpay merchant account min. Kyc (pan card) is required. I highly recommend receiving small merchant payment at a time if no kyc done (for avoiding any account freezing) ---
**Author:** ![Siddharth\_B\_R](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/siddharth_b_r/32/11235_2.png) [@Siddharth\_B\_R](https://community.jupiter.money/u/Siddharth_B_R)\ **Post date:** [26 September 2023 06:27 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/157 "2023-09-26T06:27:48Z")
Where can I read the T&C related to this card? Whats the rate of interest charged as penalty? ---
**Author:** ![CHETAN\_KUMAR\_RAWAT](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/chetan_kumar_rawat/32/5517_2.png) [@CHETAN\_KUMAR\_RAWAT](https://community.jupiter.money/u/CHETAN_KUMAR_RAWAT)\ **Post date:** [28 September 2023 06:18 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/158 "2023-09-28T06:18:18Z")
Any expected date for this card to arrive or will it take entire 2023 and will be provided in 2024? ---
**Author:** ![razack](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/razack/32/23790_2.png) [@razack](https://community.jupiter.money/u/razack)\ **Post date:** [28 September 2023 06:21 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/159 "2023-09-28T06:21:05Z")
Will probably go live in October/November as said by Shawn…No waiting till 2024 😂 ---
**Author:** ![alexnazy](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/alexnazy/32/18797_2.png) [@alexnazy](https://community.jupiter.money/u/alexnazy)\ **Post date:** [28 September 2023 06:42 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/160 "2023-09-28T06:42:32Z")
@Siddharth_B_R we need to wait for the public launch of the card. 😃 I am guessing that the interest rates may be similar to the other cards from CSB Bank. ---
**Author:** ![Aathithya](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/aathithya/32/19917_2.png) [@Aathithya](https://community.jupiter.money/u/Aathithya)\ **Post date:** [1 October 2023 13:07 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/161 "2023-10-01T13:07:24Z")
So the first week of October has started and I’m excited for this card to be rolled out for external users. ![](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/3X/f/c/fcbb09e22a1a93bf87c0f5b5e6dff241e9bfa5ec.gif) ---
**Author:** ![Jiten](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/jiten/32/72_2.png) [@Jiten](https://community.jupiter.money/u/Jiten)\ **Post date:** [1 October 2023 13:12 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/162 "2023-10-01T13:12:50Z")
We will start rolling out in phased manner to approved users from 11th Oct. Running a week delayed due to testing issues. ---
**Author:** ![RSKYAKK](https://avatars.discourse-cdn.com/v4/letter/r/e9a140/32.png) [@RSKYAKK](https://community.jupiter.money/u/RSKYAKK)\ **Post date:** [1 October 2023 16:19 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/163 "2023-10-01T16:19:56Z")
I think it will take more time than you mentioned. ---
**Author:** ![Aathithya](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/aathithya/32/19917_2.png) [@Aathithya](https://community.jupiter.money/u/Aathithya)\ **Post date:** [2 October 2023 07:10 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/164 "2023-10-02T07:10:30Z")
Thank you for the confirmation, chief! ---
**Author:** ![alanabraham](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/alanabraham/32/1624_2.png) [@alanabraham](https://community.jupiter.money/u/alanabraham)\ **Post date:** [2 October 2023 08:01 UTC](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439/165 "2023-10-02T08:01:00Z")
Hello @Jiten Are you planning to roll it as per waiting list number? If so, 1st phase will carry how many wait listers? [Previous page](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439.md?page=7) [Next page](https://community.jupiter.money/t/introducing-edge-rupay-credit-card/48439.md?page=9)