# Insurance with your Debit Card? Yay or nay? **URL:** \ **Category:** Features\ **Tags:** debit-card\ **Created:** [16 February 2023 06:33 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257 "2023-02-16T06:33:23Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Tanvi\_Agrawal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/tanvi_agrawal/32/10003_2.png) [@Tanvi\_Agrawal](https://community.jupiter.money/u/Tanvi_Agrawal)\ **Post date:** [16 February 2023 06:33 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/1 "2023-02-16T06:33:23Z")
Hi guys! Quick intro - I lead the debit card business at Jupiter and we are currently racking your brains to figure how to pack more goodness into the card! ![Insurance for Debit Card](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/d/dc74588099e26db4b3dabe1dd33af210212437d7.png) One of the things we are considering is: **INSURANCE**! Yes most cards in the market come with some kind of insurance but we want to make sure that we add something that is _actually_ useful to the user. Now, if I were to ask folks which insurance they would like - the most common answer would be health insurance or mobile insurance! But honestly, these are QUITE expensive to be given as a free add-on 🙂 To give you an idea, a decent health cover can cost more than 10-15k annually, depending on your age and type of coverage. But we still want to give you something that is actually beneficial to you and adds value to your financial and personal life! > So how about **hospitalization coverage against accidents**? > If you ever have any kind of accident and need hospitalisation due to that, your cost of medical treatment would be covered upto the sum insured. So you can have the peace of mind to not worry about sudden expenses and cash crunch in an emergency! The only caveat for availing this insurance is that you should have used your debit card at least once in the last 30 days. That’s all! Do hit one of the options below to let us know if you’d like this feature on your card and drop any other ideas/ thoughts in comments! _Poll ([view on site](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/1))_ [@trust\_level\_0](https://community.jupiter.money/groups/trust_level_0) ---
**Author:** ![nateavi](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/nateavi/32/10064_2.png) [@nateavi](https://community.jupiter.money/u/nateavi)\ **Post date:** [16 February 2023 06:41 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/2 "2023-02-16T06:41:18Z")
Could we work something different? Say “extended warranty” for all electronics purchased with Jupiter debit/upi? Suppose I get an iPhone worth 50k from Amazon via my Jupiter, it’d be cool to have a factory warranty + 1 extended year warranty. Throw in a easy dispute process for refunds and I’m game! ---
**Author:** ![professionalmanjeet](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/professionalmanjeet/32/8388_2.png) [@professionalmanjeet](https://community.jupiter.money/u/professionalmanjeet)\ **Post date:** [16 February 2023 06:51 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/3 "2023-02-16T06:51:43Z")
Actually. My Jupiter Account are still login step pending because. Right pin are also put in system then system say pin is wrong.🤐 ---
**Author:** ![Tanvi\_Agrawal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/tanvi_agrawal/32/10003_2.png) [@Tanvi\_Agrawal](https://community.jupiter.money/u/Tanvi_Agrawal)\ **Post date:** [16 February 2023 07:07 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/4 "2023-02-16T07:07:02Z")
That’s a pretty cool idea. Although any kind of gadget insurance/ extended warranty is pretty expensive to give as a freebie 🙂 For context, for a 50k phone, the extended warrantry would be around 3-4k. But let us explore if we can crack a partnership to make this work for you! ---
**Author:** ![Sanish\_Samuel](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/sanish_samuel/32/3799_2.png) [@Sanish\_Samuel](https://community.jupiter.money/u/Sanish_Samuel)\ **Post date:** [16 February 2023 07:11 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/5 "2023-02-16T07:11:38Z")
How about OPD coverage? ---
**Author:** ![Dhruvsinghal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dhruvsinghal/32/8875_2.png) [@Dhruvsinghal](https://community.jupiter.money/u/Dhruvsinghal)\ **Post date:** [16 February 2023 08:39 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/6 "2023-02-16T08:39:29Z")
I think Jupiter can just increase the jewels point on every purchase and increase the limit of ₹250 to at least ₹1000/month ₹500 on card And ₹500 on UPI or it can depend upon you. This can be more usefull for me because I have already a health insurance of ₹10Lakhs ---
**Author:** ![Tanvi\_Agrawal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/tanvi_agrawal/32/10003_2.png) [@Tanvi\_Agrawal](https://community.jupiter.money/u/Tanvi_Agrawal)\ **Post date:** [16 February 2023 08:57 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/7 "2023-02-16T08:57:44Z")
OPD coverages are usually part of health insurance but thanks for your feedback; we will see what we can do! ---
**Author:** ![Tanvi\_Agrawal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/tanvi_agrawal/32/10003_2.png) [@Tanvi\_Agrawal](https://community.jupiter.money/u/Tanvi_Agrawal)\ **Post date:** [16 February 2023 08:58 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/8 "2023-02-16T08:58:03Z")
Thanks Dhruv for your feedback 🙂 ---
**Author:** ![Devansh\_Bartwal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/devansh_bartwal/32/13133_2.png) [@Devansh\_Bartwal](https://community.jupiter.money/u/Devansh_Bartwal)\ **Post date:** [16 February 2023 09:23 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/9 "2023-02-16T09:23:35Z")
It seems to be a good lucrative idea to attract users. Yes, I guess that accidental hospitalization cover will be the best because in few cases it flips the financial condition of a particular person. ---
**Author:** ![James\_Ginsuan](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/james_ginsuan/32/9870_2.png) [@James\_Ginsuan](https://community.jupiter.money/u/James_Ginsuan)\ **Post date:** [16 February 2023 09:24 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/10 "2023-02-16T09:24:42Z")
I been waiting for my debit card it was in imphal last time I check it never reach me ---
**Author:** ![Shawnpinto](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/shawnpinto/32/7656_2.png) [@Shawnpinto](https://community.jupiter.money/u/Shawnpinto)\ **Post date:** [16 February 2023 09:51 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/11 "2023-02-16T09:51:17Z")
@professionalmanjeet @James_Ginsuan We will help you out with this. Let’s connect separately. I’ll be sending you DM. Also folks, please try to stick to the thread topic. Thanks! :blob_thanks: ---
**Author:** ![James\_Ginsuan](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/james_ginsuan/32/9870_2.png) [@James\_Ginsuan](https://community.jupiter.money/u/James_Ginsuan)\ **Post date:** [16 February 2023 10:03 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/12 "2023-02-16T10:03:44Z")
Sent me on whatapp ---
**Author:** ![yagnesh01](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/yagnesh01/32/14597_2.png) [@yagnesh01](https://community.jupiter.money/u/yagnesh01)\ **Post date:** [16 February 2023 10:21 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/13 "2023-02-16T10:21:08Z")
@Tanvi_Agrawal , i second Dhruv here. While OPD expenses may be a part of a few policies, the limit in terms of the amount that can be claimed is usually low. Hence, offering a higher OPD coverage seems beneficial and could be (an assumption) less expensive as freebie. ---
**Author:** ![Tanvi\_Agrawal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/tanvi_agrawal/32/10003_2.png) [@Tanvi\_Agrawal](https://community.jupiter.money/u/Tanvi_Agrawal)\ **Post date:** [16 February 2023 10:57 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/14 "2023-02-16T10:57:30Z")
Thanks Yagnesh for your point. We will look into it and see what’s the best we can do. Meanwhile, While I understand that OPD is your first preference, what’s your view on the accident cover? is this something that you’d value as a Jupiter user? _As a side note, OPD covers are usually the most expensive as insurance works on probability %. High the probability of claims, higher the coverage. Hence OPD expenses being highly probably every year for almost everyone, that’s why its insurance is costly for the insurance companies 🙂_ ---
**Author:** ![yagnesh01](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/yagnesh01/32/14597_2.png) [@yagnesh01](https://community.jupiter.money/u/yagnesh01)\ **Post date:** [16 February 2023 11:07 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/15 "2023-02-16T11:07:30Z")
@Tanvi_Agrawal while i did poll yes to accident cover in your poll, i realised I may have skewed the results. Why - I have a personal medical insurance and i am a beneficiary in my wife’s corporate insurance policy. Hence, in my case coverage available. Other aspect is - for Jupiter salary accounts, there is Rs. 2 Lakh cover is also provided. So I am not completely sure. ---
**Author:** ![Tanvi\_Agrawal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/tanvi_agrawal/32/10003_2.png) [@Tanvi\_Agrawal](https://community.jupiter.money/u/Tanvi_Agrawal)\ **Post date:** [16 February 2023 11:41 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/17 "2023-02-16T11:41:21Z")
no worries, thank you for explaining here! ---
**Author:** ![Tanvi\_Agrawal](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/tanvi_agrawal/32/10003_2.png) [@Tanvi\_Agrawal](https://community.jupiter.money/u/Tanvi_Agrawal)\ **Post date:** [16 February 2023 11:42 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/18 "2023-02-16T11:42:27Z")
Thank you Navharsh. Any non-ATM transaction should suffice to be eligible for the benefit. The final T&Cs would be announced at the time of feature launch, of course! ---
**Author:** ![NITESH\_PANDEY](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/nitesh_pandey/32/11463_2.png) [@NITESH\_PANDEY](https://community.jupiter.money/u/NITESH_PANDEY)\ **Post date:** [16 February 2023 14:44 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/19 "2023-02-16T14:44:06Z")
Hii Can be my number change plz because of my registered number has been lost.so plz that my kindly request plz change my number. ---
**Author:** ![Swagat\_Panda](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/swagat_panda/32/5834_2.png) [@Swagat\_Panda](https://community.jupiter.money/u/Swagat_Panda)\ **Post date:** [16 February 2023 15:07 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/20 "2023-02-16T15:07:32Z")
How about adding a Lost Card liability cover ? It can be really helpful plus it maybe cheaper to provide. ---
**Author:** ![nateavi](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/nateavi/32/10064_2.png) [@nateavi](https://community.jupiter.money/u/nateavi)\ **Post date:** [16 February 2023 15:12 UTC](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257/21 "2023-02-16T15:12:13Z")
I thought Jupiter already had a lost card liability baked in. [Next page](https://community.jupiter.money/t/insurance-with-your-debit-card-yay-or-nay/43257.md?page=2)