# Forex charges

**URL:** <https://community.jupiter.money/t/forex-charges/35605>\
**Category:** General\
**Created:** [7 August 2022 15:48 UTC](https://community.jupiter.money/t/forex-charges/35605 "2022-08-07T15:48:09Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![AltafParkar](https://avatars.discourse-cdn.com/v4/letter/a/0ea827/32.png) [@AltafParkar](https://community.jupiter.money/u/AltafParkar)\
**Post date:** [7 August 2022 15:48 UTC](https://community.jupiter.money/t/forex-charges/35605/1 "2022-08-07T15:48:10Z")

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Hi Team,

Since I am a noob in the payments/banking sphere, I have a doubt about international debit card spends (on international websites).

My assumption is based on what I read about Jupiter’s forex charges.

Kindly let me know if the user journey is correct:

1. I spend USD 100 or AED 250 (or any other foreign currency) on an international website.

2. I have a Pro account, so theoretically I will not be charged any forex charges (upto ₹25,000).

3. The charges will be calculated as per VISA conversion rate:  
[ExchangeRateComp | Visa](https://www.visa.co.in/travel-with-visa/exchange-rate-calculator.html)

4. During the transaction, Jupiter will deduct amount equal to (Calculation of Step 3 + 3.5% forex charge)

5. After a week the forex charges will be credited to my account (assuming spend is less than ₹25,000).

Also, is there any other kind of charge(s) levied, that I may have missed?

CC: @Shawnpinto

 ![IMG_20220807_205908](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/d/d5d5ed8ff1dcc199fb4f907423d54e6cd02412e2.jpeg)

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**Author:** ![Shawnpinto](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/shawnpinto/32/7656_2.png) [@Shawnpinto](https://community.jupiter.money/u/Shawnpinto)\
**Post date:** [8 August 2022 08:52 UTC](https://community.jupiter.money/t/forex-charges/35605/2 "2022-08-08T08:52:55Z")

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@AltafParkar You’re right! That’s the right process 🚀