# Are you also waiting for? **URL:** \ **Category:** QnA\ **Tags:** featured\ **Created:** [15 February 2023 13:33 UTC](https://community.jupiter.money/t/are-you-also-waiting-for/43237 "2023-02-15T13:33:00Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![0Abhi0](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/0abhi0/32/11363_2.png) [@0Abhi0](https://community.jupiter.money/u/0Abhi0)\ **Post date:** [15 February 2023 13:33 UTC](https://community.jupiter.money/t/are-you-also-waiting-for/43237/1 "2023-02-15T13:33:00Z")
Hey everyone! Are you also waiting for **NetBanking** _Poll ([view on site](https://community.jupiter.money/t/are-you-also-waiting-for/43237/1))_ **Credit Card against FD with attractive ROI and offers** (or may be against pots fd with 1 year locking period and auto renew) _Poll ([view on site](https://community.jupiter.money/t/are-you-also-waiting-for/43237/1))_ Just checking how many of us wanted to see these features asap. ---
**Author:** ![Omkar18](https://avatars.discourse-cdn.com/v4/letter/o/5f9b8f/32.png) [@Omkar18](https://community.jupiter.money/u/Omkar18)\ **Post date:** [15 February 2023 14:08 UTC](https://community.jupiter.money/t/are-you-also-waiting-for/43237/2 "2023-02-15T14:08:18Z")
FD pe intreste km hoga to bhi chalega 😝 (Seh lenge thoda) ---
**Author:** ![0Abhi0](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/0abhi0/32/11363_2.png) [@0Abhi0](https://community.jupiter.money/u/0Abhi0)\ **Post date:** [15 February 2023 14:16 UTC](https://community.jupiter.money/t/are-you-also-waiting-for/43237/3 "2023-02-15T14:16:05Z")
Minimum 6.5%pa. (ye sehne ki bajay pnb rupay or icici platinum consider krna badhiya hoga) ---
**Author:** ![Adil\_Ahmed](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/adil_ahmed/32/13380_2.png) [@Adil\_Ahmed](https://community.jupiter.money/u/Adil_Ahmed)\ **Post date:** [21 February 2023 07:07 UTC](https://community.jupiter.money/t/are-you-also-waiting-for/43237/4 "2023-02-21T07:07:56Z")
is credit card is in progress is backhend ---
**Author:** ![saurabh.s](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/saurabh.s/32/13008_2.png) [@saurabh.s](https://community.jupiter.money/u/saurabh.s)\ **Post date:** [21 February 2023 10:13 UTC](https://community.jupiter.money/t/are-you-also-waiting-for/43237/5 "2023-02-21T10:13:51Z")
> Credit Card/ Lending services It's already in build mode 🛠️ ---
**Author:** ![Abhishek\_Ulayil](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/abhishek_ulayil/32/9197_2.png) [@Abhishek\_Ulayil](https://community.jupiter.money/u/Abhishek_Ulayil)\ **Post date:** [21 February 2023 10:29 UTC](https://community.jupiter.money/t/are-you-also-waiting-for/43237/6 "2023-02-21T10:29:27Z")
The problem with FD based cards is the limit. Theoretically you can have 100% of the limit but practically for cibil score building you have to hold back and spend 25-30% at max. So with 20000 FD you will get an usable 5000-6000 limit. To increase the limit you need to increase the FD amount. If jupiter could offer increasing limits like 150%-200% based on repayment history, credit score, risk profiles ,etc then it could be a very good deal. ---
**Author:** ![0Abhi0](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/0abhi0/32/11363_2.png) [@0Abhi0](https://community.jupiter.money/u/0Abhi0)\ **Post date:** [21 February 2023 15:28 UTC](https://community.jupiter.money/t/are-you-also-waiting-for/43237/7 "2023-02-21T15:28:03Z")
Before bill generation, we could use almost 90% of the given limit. I do the same I utilize the limit but pay the amount before bill generation and reduce it to below 30% (credit utilisation below 30% is necessary to maintain) to be billed. But the only problem with this is that we cannot do Emi conversions with these cards and we cannot enjoy full interest free grace period. ---
**Author:** ![Girraj\_Sharma](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/girraj_sharma/32/14626_2.png) [@Girraj\_Sharma](https://community.jupiter.money/u/Girraj_Sharma)\ **Post date:** [11 March 2023 20:17 UTC](https://community.jupiter.money/t/are-you-also-waiting-for/43237/8 "2023-03-11T20:17:13Z")
Yes you are right i agreed.